Terms of Service for Cheapskate Templates

Last Updated: April 16, 2025

Welcome to Cheapskate Templates! These Terms of Service ("Terms") govern your use of our website, cheapskatetemplates.com (the "Site"), and the purchase and use of any templates or bundles ("Products") offered through the Site. By accessing or using our Site or purchasing our Products, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Site or purchase our Products.

1. General Information

Cheapskate Templates is a reseller of digital templates and bundles, including but not limited to Excel, Word, and PowerPoint files, designed for business and personal management. We purchase these templates from third-party creators and resell them to you. We do not create, design, or modify the templates. As a reseller, we are not responsible for the content, functionality, or accuracy of the templates.

2. Eligibility

You must be at least 18 years of age or the legal age of majority in your jurisdiction to use the Site or purchase Products. By using the Site, you represent and warrant that you meet this eligibility requirement and have the legal capacity to enter into these Terms.

3. Product Purchase and License

3.1 Purchase Terms

  • All purchases of Products are final and non-refundable, except as required by applicable law.

  • Prices are subject to change without notice, including during flash sales (e.g., discounts to 30¢ or other promotional pricing). We are not obligated to honor previous pricing after a sale ends.

  • You are responsible for any taxes, duties, or fees associated with your purchase, as required by your jurisdiction.

3.2 License Grant

  • Upon purchase, you are granted a non-exclusive, non-transferable, revocable license to use the Product for personal or business purposes, solely for your own use.

  • You may not resell, redistribute, sublicense, or otherwise share the Product with third parties, except as expressly permitted in writing by Cheapskate Templates.

  • Any unauthorized distribution or resale of the Product will result in immediate termination of your license and may lead to legal action.

3.3 Third-Party Content

  • The Products are created by third-party providers, not by Cheapskate Templates. We do not warrant or guarantee the accuracy, functionality, or suitability of the templates for your specific needs.

  • You acknowledge that Cheapskate Templates is not responsible for any errors, omissions, or issues within the templates, including but not limited to calculation errors, formatting issues, or compatibility problems.

4. Intellectual Property

  • The Site and its content (e.g., text, logos, design) are owned by Cheapskate Templates or its licensors and are protected by copyright, trademark, and other intellectual property laws.

  • The templates are the intellectual property of their respective creators. Cheapskate Templates has obtained the right to resell these templates but does not own the underlying intellectual property.

  • You agree not to copy, modify, reverse-engineer, or create derivative works of the Site or Products, except as permitted by the license granted in Section 3.2.

  • If you believe any Product infringes on your intellectual property rights, please contact us at support@cheapskatetemplates.com with a detailed description of the issue.

5. User Conduct

You agree not to:

  • Use the Site or Products for any unlawful, fraudulent, or harmful purpose.

  • Attempt to hack, interfere with, or disrupt the Site, including through viruses, malware, or denial-of-service attacks.

  • Use the Products in a way that violates third-party rights, including intellectual property or privacy rights.

  • Misrepresent your identity or provide false information during purchase or communication with us.

6. Payment and Billing

  • Payments are processed through Squarespace’s secure payment system. We do not store your payment information.

  • You are responsible for ensuring that your payment information is accurate and up-to-date. Cheapskate Templates is not liable for failed transactions due to incorrect payment details.

  • If a payment dispute arises (e.g., chargebacks), you agree to cooperate with us to resolve the issue. We reserve the right to suspend your access to Products until the dispute is resolved.

  • In the event of unauthorized charges (e.g., if we charge you before receiving your approval, as noted in prior business dealings [Memory: March 30, 2025, 06:18]), please contact us immediately to rectify the situation.

7. Disclaimers

7.1 No Warranty

  • The Site and Products are provided "as is" and "as available," without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

  • Cheapskate Templates does not guarantee that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

  • As a reseller, we do not warrant that the Products will meet your expectations, be free of errors, or be compatible with your software (e.g., Microsoft Excel 2016 or later [Memory: April 11, 2025, 07:54]).

7.2 Third-Party Software

  • The Products may require third-party software (e.g., Microsoft Excel, Word, or PowerPoint) to function. You are responsible for obtaining and maintaining compatible software and hardware. Cheapskate Templates is not liable for any issues arising from software incompatibility.

7.3 Financial Decisions

  • The Products are tools for informational purposes only and are not intended as financial, legal, or professional advice. You are solely responsible for any decisions or actions taken based on the use of the Products, including financial losses or errors.

8. Limitation of Liability

  • To the maximum extent permitted by law, Cheapskate Templates, its affiliates, and its third-party providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising from your use of the Site or Products.

  • Our total liability to you for any claim arising from these Terms or your use of the Site or Products shall not exceed the amount you paid for the Product giving rise to the claim.

  • Cheapskate Templates is not liable for any damages caused by third-party creators, including but not limited to intellectual property disputes, template errors, or misuse of the templates by other users.

9. Indemnification

You agree to indemnify, defend, and hold harmless Cheapskate Templates, its affiliates, officers, directors, employees, and third-party providers from any claims, losses, liabilities, damages, or expenses (including reasonable attorneys’ fees) arising from:

  • Your misuse of the Site or Products.

  • Your violation of these Terms or any applicable law.

  • Any claim that your use of the Products infringes on the rights of a third party, including intellectual property or privacy rights.

10. Data Privacy and Security

  • We collect limited personal information (e.g., name, email, payment details) to process your purchase and provide customer support, as facilitated through Squarespace [Memory: April 14, 2025, 07:40].

  • We comply with applicable data privacy laws, including GDPR and CCPA, as noted in past discussions about secure data handling [Memory: April 15, 2025, 17:58]. For details, please review our Privacy Policy.

  • You are responsible for maintaining the security of your account and any downloaded Products. Cheapskate Templates is not liable for unauthorized access to your account due to your failure to secure your credentials.

  • We are not responsible for any data breaches or losses caused by third-party platforms (e.g., Squarespace) or your own systems.

11. Termination

  • We reserve the right to terminate or suspend your access to the Site or Products at our sole discretion, without notice, if you violate these Terms or engage in conduct that we deem harmful to our business or other users.

  • Upon termination, your license to use the Products will be revoked, and you must cease all use of the Products and delete any copies in your possession.

12. Governing Law and Dispute Resolution

  • These Terms are governed by the laws of the State of Texas, USA, without regard to its conflict of law principles, as your business operations are based in the Dallas-Fort Worth area [Memory: March 21, 2025, 11:33].

  • Any disputes arising from these Terms or your use of the Site or Products shall be resolved through binding arbitration in Dallas, Texas, in accordance with the rules of the American Arbitration Association. You waive any right to a trial by jury or to participate in a class action.

  • Notwithstanding the above, Cheapskate Templates may seek injunctive relief in any court of competent jurisdiction to protect its intellectual property or confidential information.

13. Force Majeure

Cheapskate Templates shall not be liable for any delay or failure to perform its obligations under these Terms due to circumstances beyond its reasonable control, including but not limited to natural disasters, acts of war, cyberattacks, or third-party service failures (e.g., Squarespace outages).

14. Third-Party Creators and Disputes

  • As a reseller, Cheapskate Templates is not a party to any disputes between you and the third-party creators of the templates. We will cooperate with legal requests but are not obligated to mediate or resolve such disputes.

  • If a third-party creator withdraws their templates from our catalog, we reserve the right to remove those Products from your access without refund, though we will make reasonable efforts to provide an alternative or notify you in advance.

15. Modifications to Terms

  • We may update these Terms at any time by posting the revised version on the Site. The updated Terms will be effective as of the posting date.

  • Your continued use of the Site or Products after the updated Terms are posted constitutes your acceptance of the changes. If you do not agree with the updated Terms, you must stop using the Site and Products.

16. Miscellaneous

  • Entire Agreement: These Terms constitute the entire agreement between you and Cheapskate Templates regarding your use of the Site and Products, superseding any prior agreements.

  • Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.

  • No Waiver: Our failure to enforce any right or provision of these Terms does not constitute a waiver of that right or provision.

  • Assignment: You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations at our discretion.

17. Contact Information

If you have any questions, concerns, or comments about these Terms, please contact us at:
Email: cheapskatetemplates@gmail.com

By using our Site and purchasing our Products, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.